The FHA keeps the rolls of approved appraisers for each state - Tony Myers Appraisals is on the roster of approved appraisers for North Carolina.
If you have an FHA-insured loan, be sure to get with Tony Myers Appraisals, as we are approved and certified to produce FHA appraisals.
We're trained and understand the rules and procedures in FHA's guidance and policy documents.
If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD).
The lending organization takes care of all the funds being borrowed - the FHA simply insures the transaction by providing mortgage insurance in case the borrower defaults on his or her loan.
Available to all homebuyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.
Remember that the lending agency working with the the Federal Housing Administration is free to pick their appraisers, different from VA appraisal panel.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
FHA loan programs are extremely useful to those consumers with less accumulated funding.
